Investor Relations Menu
Investor Relations Governance & Corporate Responsibility Executive Committee & Directors

Executive Committee & Directors

Portrait
Colleague Since'85

Stephen J. Squeri is Chairman and Chief Executive Officer of American Express, a leading, globally integrated payments company and one of the world’s most admired brands. Since becoming Chairman and CEO in February 2018, Steve has been executing an enterprise-wide strategy focused on delivering sustainable, long-term growth by strategically investing in the company’s colleagues, customers and brand.

Under Steve’s leadership, American Express has launched innovative new payment, financial management and lifestyle services, expanded strategic partnerships, enhanced its digital capabilities, repositioned its international organization to seize on growth opportunities, and expanded its merchant network globally. The company’s investments have helped drive generational relevance with consumers, including Millennial and Gen Z customers, and expand its offerings for small and medium-sized enterprises. Steve’s commitment to backing customers, colleagues and communities has enabled the company to successfully navigate the COVID-19 pandemic and introduce an ambitious new long-term growth plan in January 2022.

Prior to becoming Chairman and CEO, Steve served as Vice Chairman of American Express from 2015 until 2018, during which he led the company’s enterprise-wide shared services functions and consolidated the company’s commercial services business. Previously, he held a variety of senior roles across the company, including Group President of Global Corporate Services, Chief Information Officer, President of the Global Commercial Card business, and President of Establishment Services in the U.S. and Canada. Steve joined American Express in 1985 as a manager of the Travelers Cheque Group.

Steve is a member of the Business Roundtable, where he chairs the Corporate Governance Committee, as well as The Business Council and the American Society of Corporate Executives. He also sits on the Board of Trustees of Memorial Sloan Kettering Cancer Center and The Valerie Fund.

A native of Queens, NY, Steve is deeply committed to advancing opportunities for education and economic development in local communities. He serves on the boards of both his alma maters, as Chair of the Board of Trustees at Manhattan College and member of the Board of Governors at Monsignor McClancy Memorial High School.

Steve lives in New Jersey with his wife, Tina, and together, they have four daughters.

Portrait

Mr. Baltimore is the Chairman, President and CEO of Park Hotels & Resorts, Inc., a leading lodging real estate investment trust focused on hotel properties. Mr. Baltimore is also the former President and Chief Executive Officer of RLJ Lodging Trust, one of the largest publicly traded lodging real estate investment trusts in the country, and served as a director on the company’s board. Previously, Mr. Baltimore was President of hospitality investment firm RLJ Development LLC, the predecessor to RLJ Lodging Trust. Earlier in his career, Mr. Baltimore served in a variety of roles at Hilton Hotels Corp., Marriott International Inc., and PricewaterhouseCoopers LLP. Mr. Baltimore previously served on the board of directors of each of AutoNation and Prudential Financial, Inc.

Mr. Baltimore also serves on the Board of Directors of Comcast Corporation and sits on the Executive Board of the National Association of Real Estate Investment Trusts, the boards of the University of Virginia Investment Management Company, the UVA McIntire School of Commerce Foundation, and the Real Estate Roundtable, and on the Executive Committee of the American Hotel & Lodging Association.

Portrait

Mr. Brennan is Chairman Emeritus and Senior Advisor of The Vanguard Group, Inc., a global investment management company. Mr. Brennan is the former CEO, CFO and Chairman of the Board of The Vanguard Group, Inc., the former Chairman of the Board of Governors of The Financial Industry Regulatory Authority (FINRA), and the former Chairman of the Financial Accounting Foundation. Mr. Brennan is the Chairman of the Board of Trustees of the University of Notre Dame; the Chairman of the Vanguard Charitable Endowment Program and a founding trustee of King Abdullah University of Science and Technology.

Portrait

Mr. Chernin is the founder and CEO of North Road Company, a global multi-genre film and TV studio which owns Chernin Entertainment, LLC, a film and television production company, and The Chernin Group, LLC, which focuses on strategic opportunities in media, technology and entertainment. Mr. Chernin is the former President, Chief Operating Officer and director of News Corporation and the former Chairman and CEO of the Fox Group, where he oversaw the global operations of the company’s film, television, satellite cable and digital media businesses. Mr. Chernin is Co-Chairman and Co-Founder of Malaria No More; a director and Co-Chair of the Board of Visitors of the University of California, Berkeley and a former director of the Harvard AIDS Initiative.

Portrait
Mr. Clayton is the former Chairman of the U.S. Securities and Exchange Commission (SEC), where he was also a member of the President’s Working Group on Financial Markets, the Financial Stability Board, the International Organization of Securities Commissions, and the Financial Stability Oversight Council. Prior to his tenure as SEC Chairman, Mr. Clayton spent over 20 years at the global law firm Sullivan & Cromwell LLP, where he was a member of the firm’s management committee, co-managing partner of its General Practice Group and co-head of its Cybersecurity Group, advising clients on high-profile and complex transactions, including M&A agreements and capital markets offerings, as well as legal and regulatory matters. Following his tenure as SEC Chairman, he rejoined Sullivan & Cromwell, where he currently serves as Senior Policy Advisor and Of Counsel, advising companies and public institutions on governance, markets and regulatory matters. Mr. Clayton serves on the Board of Directors of Apollo Global Management Inc. and is a member of the Federal Deposit Insurance Corp.’s System Resolution Advisory Committee. He also serves as an advisor to several emerging technology firms in the digital asset space.
Portrait

Ralph de la Vega is the founder and Chairman of the De La Vega Group, the former Vice Chairman of AT&T Inc. and former CEO of Business Solutions and International, where he led AT&T’s Integrated Business Solutions group (both mobile and IP services), and AT&T’s Mexican wireless business and DIRECTV Latin America. Mr. de la Vega is the former President and CEO of AT&T Mobile and Business Solutions and the former Chief Operating Officer of Cingular Wireless. Mr. de la Vega serves on the boards of Junior Achievement Worldwide and the Latino Donor Collaborative and is a former executive board member of the Boy Scouts of America.

Portrait

Mr. Leonsis is the Chairman and CEO of Monumental Sports & Entertainment, LLC, a sports, entertainment, media and technology company that owns the NBA’s Washington Wizards, NHL’s Washington Capitals, the WNBA’s Washington Mystics, and the Capital One Arena in Washington, D.C. He is the former Vice Chairman Emeritus of AOL LLC, a leading global ad-supported Web company and the former Chairman of Revolution Money, Inc., which was acquired by American Express in January 2010. Mr. Leonsis is a director of the College Success Foundation; the Chairman of D.C. College Access Program, Inc. and a director of the Greater Washington Partnership.

Portrait

Ms. Majoras was the Chief Legal Officer and Corporate Secretary of Procter & Gamble for 12 years until her retirement earlier this year. She joined P&G in 2008, overseeing the company’s legal, government relations, brand protection and corporate governance functions. Previously, Ms. Majoras served as Chair of the Federal Trade Commission from 2004 until 2008, where she focused the agency on driving data security and protecting consumers from emerging forms of fraud. Ms. Majoras is a Director on the Board of Valero Energy Corp and sits on the Executive Committee of the United States Golf Association. She also serves on the boards of The Christ Hospital Health Network, the Cincinnati Legal Aid Society, and Westminster College, where she received an undergraduate degree.

Portrait

Ms. Parkhill is the Executive Vice President and Chief Financial Officer of Medtronic, where she leads the global finance organization and key supporting functions, including Treasury, Controller, Tax, Internal Audit, Investor Relations, Corporate Strategy and Business Development. She is the former Vice Chairman and Chief Financial Officer of Comerica where she directly managed the Finance department overseeing Accounting, Business Finance, Corporate Planning and Development, Investor Relations, Treasury as well as Economics, with responsibility for all financial reporting. She is also the former Chief Financial Officer of the Commercial Banking business at JP Morgan Chase and Co.

Portrait

Mr. Phillips is the former Chairman and CEO of Infor, Inc., an enterprise software application provider. Mr. Phillips is also a former President of Oracle Corporation, as well as, a former Managing Director at Morgan Stanley. He is a Managing Partner and Co-Founder of Recognize, a technology private equity firm. Mr. Phillips is a director at Paramount Global, Compass Apollo Theater and the Council on Foreign Relations. Mr. Phillips previously served on the Federal Reserve Bank of New York’s Board of Directors, as well as, on President Obama’s Economic Recovery Advisory Board.

Portrait

Ms. Pike is the former President of Capital One Bank and a former member of the Capital One Executive Committee, where she participated in the overall financial, strategic and governance decision making for the company. Ms. Pike is also the former President of Business Banking at Bank of America, as well as, the former President of California for that corporation. Ms. Pike is a director of Hiscox Ltd. and Chairman of American Express National Bank. Additionally, Ms. Pike serves on the boards of Bankwork$ and California State University Channel Islands.

Portrait

Dr. Vasella is Honorary Chairman and the former Chairman and CEO of Novartis AG, a company that engages in the research, development, manufacture and marketing of health care products worldwide. Dr. Vasella is the former Chief Operating Officer, Senior Vice President, Head of Worldwide Development and Head of Corporate Marketing at Sandoz Pharma Ltd. Dr. Vasella also serves on the Board of Directors of each of PepsiCo, Inc. and SciClone Pharmaceuticals, Inc. He is a foreign honorary member of the American Academy of Arts and Sciences.

Portrait

Ms. Wardell is the former Executive Chairman of Adtalem Global Education. She was previously Chairman and CEO of Adtalem Global Education, where she oversaw the strategic repositioning of Adtalem’s portfolio, successfully acquiring and integrating companies in Adtalem’s financial services vertical, and leading turnarounds and divestitures of Adtalem’s non-core assets. She was also former Executive Vice President and Chief Operating Officer of The RLJ Companies, where she was responsible for managing The RLJ Companies portfolio, including strategic partnerships, mergers and acquisitions, business strategy, operations and finance. She previously served as a principal at Katalyst Venture Partners, a private equity firm that invested in start-up technology.

Ms. Wardell currently serves on the board of G-III Apparel Group Ltd and Adtalem Global Education. She is also a member of the Executive Committee of The Business Council, The Executive Leadership Council, and CEO Action for Diversity and Inclusion.

Portrait

Mr. Young is the Executive Vice President – Business Development, Strategy and Ventures at Microsoft Corp., where he is responsible for developing Microsoft’s global business development strategies that drive growth across the company. Mr. Young is also the former CEO of McAfee, LLC, one of the world’s leading independent cybersecurity companies. Mr. Young is the former Senior Vice President and General Manager at Intel Security Group, where he led the initiative to spin out McAfee. He is the former Senior Vice President, Security and Government Group at Cisco Systems, Inc., a technology networking company. Mr. Young is a former member of the President’s National Security Telecommunications Advisory Committee, a former director of the Cyber Threat Alliance and a former member of the Board of Trustees of Princeton University.

Portrait

Stephen J. Squeri, Chairman And Chief Executive Officer

Colleague Since'85

Stephen J. Squeri is Chairman and Chief Executive Officer of American Express, a leading, globally integrated payments company and one of the world’s most admired brands. Since becoming Chairman and CEO in February 2018, Steve has been executing an enterprise-wide strategy focused on delivering sustainable, long-term growth by strategically investing in the company’s colleagues, customers and brand.

Under Steve’s leadership, American Express has launched innovative new payment, financial management and lifestyle services, expanded strategic partnerships, enhanced its digital capabilities, repositioned its international organization to seize on growth opportunities, and expanded its merchant network globally. The company’s investments have helped drive generational relevance with consumers, including Millennial and Gen Z customers, and expand its offerings for small and medium-sized enterprises. Steve’s commitment to backing customers, colleagues and communities has enabled the company to successfully navigate the COVID-19 pandemic and introduce an ambitious new long-term growth plan in January 2022.

Prior to becoming Chairman and CEO, Steve served as Vice Chairman of American Express from 2015 until 2018, during which he led the company’s enterprise-wide shared services functions and consolidated the company’s commercial services business. Previously, he held a variety of senior roles across the company, including Group President of Global Corporate Services, Chief Information Officer, President of the Global Commercial Card business, and President of Establishment Services in the U.S. and Canada. Steve joined American Express in 1985 as a manager of the Travelers Cheque Group.

Steve is a member of the Business Roundtable, where he chairs the Corporate Governance Committee, as well as The Business Council and the American Society of Corporate Executives. He also sits on the Board of Trustees of Memorial Sloan Kettering Cancer Center and The Valerie Fund.

A native of Queens, NY, Steve is deeply committed to advancing opportunities for education and economic development in local communities. He serves on the boards of both his alma maters, as Chair of the Board of Trustees at Manhattan College and member of the Board of Governors at Monsignor McClancy Memorial High School.

Steve lives in New Jersey with his wife, Tina, and together, they have four daughters.

Portrait

Doug Buckminster, Vice Chairman

Colleague Since'85

Doug Buckminster is Vice Chairman of American Express. He plays a central role in driving the overall strategic direction of the company and accelerating growth opportunities globally. He also leads several areas of the business including International Card Services, U.S. Consumer Banking, and China Operations, as well as Enterprise Innovation Partners which is responsible for digital incubation, strategic partnerships, and corporate development.

Doug previously served as Group President of Global Consumer Services responsible for consumer products and services, digital strategy and capabilities, and risk and information management; President, Global Network & International Card Services responsible for growing the consumer and bank partnership businesses in more than 150 countries; and President, International Consumer and Small Business Services. Doug has also served as regional president for American Express International's Latin America, Canada, and Caribbean (LACC) region, and general manager of the International Lending and Insurance Services organizations. Doug joined American Express in 1985 as part of the Graduate Management Summer Intern Program.

Doug serves on the Board of Trustees for the Harlem Children’s Zone, and is a member of the Dean’s Advisory Board at Boston University Questrom School of Business.

He holds a bachelor's degree in Business Administration from Boston University, and an MBA from New York University.

Doug, his wife Dianne, and their two daughters live in New York.

Portrait

Mohammed Badi, President, Global Network Services

Colleague Since 2018

Mohammed Badi is the President of Global Network Services (GNS) at American Express. In this role, he leads our network-related businesses, including Network Services and Operations, Global Network Partnerships, and our Accertify merchant fraud and risk protection unit.

Prior to this role, Mohammed was Chief Strategy Officer at American Express. He was responsible for the company’s medium-to-long term enterprise-wide strategy, running the company’s long-range planning process and ensuring alignment between the enterprise strategy, business unit strategies, and the M&A strategy.

Before joining American Express in October 2018, Mohammed was Senior Partner and Managing Director at The Boston Consulting Group (BCG) where he led the firm’s global Payments & Transaction Banking Practice. Mohammed had broad exposure to the strategic, operational, and organizational challenges facing the payments industry and worked with a number of fintechs, payments companies, and banks.

Prior to BCG, Mohammed worked with multiple technology start-ups. He cofounded a Silicon Valley medical device startup, was part of the pre-initial public offering team of a technology start-up, and worked as a scientist for several years with NASA’s Gravity Probe B Relativity Mission.

Mohammed earned his doctorate, Master of Science and Bachelor of Science degrees in electrical engineering and his Bachelor of Arts degree in French – all from Stanford University. He has served on the Faculty of Electrical Engineering at Stanford University and is currently an adjunct professor at NYU’s Stern School of Business and Stanford University. He is a Trustee of the Tenement Museum of New York City.

Mohammed lives in New York City with his wife and two daughters.

Portrait

Jeff Campbell , Vice Chairman

Colleague Since'13

Jeff Campbell serves as Vice Chairman of American Express, having recently retired as Chief Financial Officer (CFO) of the company, where he oversaw its financial operations worldwide.

During his tenure as CFO and member of the American Express Executive Committee, Jeff played an important role in developing the strategic direction for American Express and represented the company to the financial community. Beginning in August 2019, he also served as the CFO and officer of American Express National Bank.

Before joining American Express in 2013, Jeff was CFO of the McKesson Corporation, the largest healthcare services company in the United States. He played an essential role as McKesson grew significantly and expanded its leadership in healthcare distribution and technology.

Prior to his time at McKesson, Jeff spent 13 years at AMR Corp and its principal subsidiary American Airlines, ultimately becoming the company's CFO in 2002. He held a variety of financial and operations positions at American, including leading the company’s Europe, Middle East, and Africa operations while based in London. He began his professional career as a certified public accountant and management consultant with Deloitte, Haskins & Sells.

Jeff has been a board member of Hexcel Corporation since 2003, where he chairs the Audit Committee and is the lead director. He joined the board of Aon plc in 2018 and chairs the Audit Committee. He is also a board member of the Lincoln Center for the Performing Arts and is the Chair of the Lincoln Center Corporate Fund.

He holds an undergraduate degree in Economics from Stanford University and received his Masters of Business Administration from Harvard University in 1990.

He and his wife live in New York and have three children.

Portrait

Alex Drummond, Chief Strategy Officer

Colleague Since'21

Alex Drummond is the Chief Strategy Officer at American Express. He is responsible for the company’s medium-to-long term enterprise-wide strategy, running the company’s long-range planning process and ensuring alignment between the enterprise, business unit, and M&A strategies

Prior to joining American Express, Alex was a Managing Director and Partner at Boston Consulting Group (BCG) with deep experience in payments. He led Payments and Transaction Banking for North America and was part of BCG’s global payments management team. In this role, Alex covered card issuers, networks, merchant acquirers, payment infrastructure players, and fintechs.

During his time at BCG, Alex also led payments projects in growth strategy, large scale cost transformation, customer journey reimagination efforts, cobrand negotiation and turnaround, and strategic due diligence for both North American and European financial institutions.

Alex holds an MBA from INSEAD in Singapore and a master’s degree in electrical engineering from Université Catholique de Louvain. Prior to joining BCG, he spent over four years working in the technology sector.

Alex is an avid soccer fan and lives in Manhattan with his wife and two sons.

Portrait

Andres Espinosa, American Express Chief Credit Officer and Executive Committee Member

Colleague Since'94

Andrés Espinosa currently serves as Chief Credit Officer of American Express, a role he assumed in 2015. As CCO, Andrés is responsible for the enterprise’s credit, fraud, and predictive decisioning functions. Under his leadership, American Express has outpaced competitor revenue growth, while maintaining fraud and credit loss rates half of the industry. Additionally, he is a member of the American Express Executive Committee, which develops the company’s strategic direction and key policies.

Andrés started his career at American Express in 1994. He has since served in a wide range of roles across revenue management and risk management functions. Throughout his tenure, Andrés has collaborated with enterprise partners to fundamentally transform the company’s infrastructure and strategies, including successfully upgraded core decisioning engines to incorporate cutting edge machine learning technology.

A native of Ecuador, Andrés is deeply committed to advancing economic opportunities and proudly serves as a board member for the Hispanic Scholarship Fund. Additionally, Andrés is passionate about developing the next generation of leaders and works as an executive sponsor for the Hispanic Origin and Latin American Council at American Express.

A firm believer in continuing education, Andrés holds a Doctorate in economics from North Carolina State University, a Master of Science degree in agricultural economics from Kansas State University, and a Bachelor of Science degree in animal science from Kansas State University.

Outside of work, Andrés resides in New Jersey with his wife and their three children. He is an unaccomplished - but persistent - fly fisherman and long-distance runner.

Portrait

Alan Gallo, Executive Vice President, Chief Audit Executive Internal Audit Group

Colleague Since'87

Alan Gallo is a well-reputed executive with deep experience spanning Finance, Strategy, Business Transformation, M&A and the payments industry. During his 30+ years at American Express, Alan has come to be considered an outstanding and inspirational leader, having led global teams of up to 2,000 employees. Alan currently serves as the Chief Audit Executive and head of the Internal Audit Group, providing strategic leadership on internal and external audit, compliance, and risk matters. Alan reports functionally to the Audit and Compliance Committee of the company’s Board of Directors, and administratively to Chairman and CEO Stephen J. Squeri. Alan is also a member of American Express’ Executive Committee, which consists of senior leadership responsible for developing the Company's strategic direction.

Previously, Alan led Global Business Services, where he oversaw procurement and supplier management, real estate and workplace experience, training for customer service representatives, as well as sales support and insights. Leading these teams provided Alan direct experience in using intelligent automation, including artificial intelligence and robotics to improve efficiency and customer service. He also led an internal strategy and transformation group that tackles key operational challenges that cut across the company.

Alan has also held a variety of senior positions in Finance, serving as a divisional CFO for the company’s consumer and commercial payment businesses, prepaid and digital wallet groups, operating functions including technology and customer service, travel services and international banking. He also served as the head of Corporate Planning where he led the company’s business planning process.

Alan is passionate about supporting the community and serves on the boards of Brooklyn Community Services and The League Education and Treatment Center, both of which are Brooklyn-based non-profit organizations. He also serves on the New York Leadership Council of the Nature Conservancy.

Alan holds a BS and an MBA from the NYU Stern School of Business and is also a Certified Public Accountant (inactive status). He currently serves as Chair of the Alumni Council for NYU Stern, and previously served as the Council’s Development Committee Chair. In 2010, he was awarded the Stern School of Business Distinguished Beta Gamma Sigma Alumnus from NYU. Alan resides in Brooklyn with his wife and children.

Portrait

Howard Grosfield, President, U.S. Consumer Services

Colleague Since'04
Howard Grosfield is President, U.S. Consumer Services at American Express. In this role, he leads all aspects of the U.S. Consumer Card Division, as well as the company’s Global Travel & Lifestyle business, the Centurion Lounge network, the Global Dining & Resy business, and U.S. Consumer Banking. He is also a member of American Express’ Executive Committee.
Howard previously served as Executive Vice President & General Manager of U.S. Consumer Marketing and Global Premium Services. Prior to this role, he was Country Manager for American Express Canada and President and CEO of Amex Bank of Canada.
Howard joined American Express in 2004 in New York as a Vice President in the Strategic Planning Group. He subsequently led Regional Marketing & Strategy for Latin America & Canada and then became Vice President & General Manager for the Company’s International Small Business Services Division.
Before joining American Express, Howard spent several years as a Principal with The Boston Consulting Group (BCG). He was also a lawyer with Osler in Toronto.
Howard holds a bachelor’s degree and LLB (J.D.) With Distinction from Western University in Canada.
Howard resides in New York with his wife and two daughters.

Portrait

Monique R. Herena, Chief Colleague Experience Officer

Colleague Since'19

Monique Herena is the Chief Colleague Experience Officer at American Express. As Chief Colleague Experience Officer, Monique is responsible for all aspects of the colleague experience, including talent management, talent acquisition, leadership development, colleague servicing, compensation and total well-being. Monique leads all colleague experience functions globally. As part of the Executive Committee, Monique works closely with the Chief Executive Officer, the Board of Directors and the Executive Committee to build a culture that attracts, retains and develops the best colleagues. She also serves as an officer of the American Express National Bank.

Monique joined American Express from BNY Mellon, where she was Chief Human Resources Officer (CHRO) and Senior Executive Vice President, Human Resources, Marketing and Communications since 2014. She worked closely with the Chief Executive Officer and senior management team to lead the development and execution of a business and culture transformation strategy that has made the bank more competitive in the market for talent.

Prior to BNY Mellon, Monique was at PepsiCo for 13 years where she served in a number of increasingly senior HR leadership roles, including assignments in Dubai and Chicago, as well as in their Purchase, NY headquarters. Her career also included several years at both Honeywell and The Quaker Oats Company, where she held leadership roles in a wide range of HR disciplines including talent management, talent acquisition, mergers & acquisitions and Strategic HR business partner. She began her career as an executive retained search and organization change consultant.

Monique sits on both the Executive Committee and the Board of Directors of the Human Resources Policy Association (HRPA) and is also Chair of the HRPA American Health Policy Institute Advisory Board. Additionally, she is a graduate and faculty member of the Cornell ILR School CHRO Top Seat program. In 2022, The HR Digest named Monique as a Top CHRO of the Year and, for two years in a row (2017 and 2018), she was recognized by American Banker as one of the "Most Powerful Women in Banking" and “Women to Watch.”

She holds a Bachelor of Arts in Communication Studies from the University of Wisconsin – Parkside (UWP) and in 2021, she received the Distinguished Alumni Award. She also earned two Masters of Arts degrees, one in Communication Studies from Northern Illinois University and one in Organization Psychology and Change Leadership from Columbia University, where she serves as a guest lecturer.

Monique lives in Scarsdale, NY with her husband Louis. They are proud parents of Matthew, Michael and Mia and their French Bulldog, Stella.

Portrait

Raymond Joabar, Group President, Global Merchant and Network Services

Colleague Since'92

Raymond Joabar is Group President of American Express’ Global Merchant & Network Services (GMNS) organization. In this position, he leads the team that oversees relationships with the millions of merchants around the world that accept American Express, as well as the team that runs the company’s payment network and manages bank partnerships globally.

Leveraging his broad experience, Raymond brings a unique perspective to GMNS as the company continues to grow its global merchant acceptance footprint and modernizes the American Express payment network to meet a broader range of customer needs.

He is a board-elected officer of the company, and a member of the Executive Committee, which develops the company’s strategic direction and determines its key policies.

Prior to his current role, he served as Chief Risk Officer and President of Global Risk and Compliance of American Express and American Express National Bank (AENB) since September 2019. As Chief Risk Officer, Raymond was responsible for developing American Express’ and the U.S. Bank’s risk appetite, ensuring safety and soundness, and strengthening the control and compliance environment.

Raymond joined American Express in 1992 and has served in a wide variety of senior roles across the company. These roles include the President of the International Consumer Services and Global Travel & Lifestyle Services, where he helped lead the development of American Express’ country-by-country strategy that led to accelerated growth in the company’s top strategic international markets. He also led global customer service and credit and fraud operations.

He has a passion for large-scale business transformation and is committed to building talent and diversity in the workplace.

Raymond holds a degree in electrical engineering from the University of Michigan and an MBA from Manchester Business School. He enjoys running, golf and photography and is an advocate for the arts. He currently serves on the boards of the Lincoln Center Theater and the American Associates of the National Theatre.

Portrait

Christophe Le Caillec, Chief Financial Officer

Colleague Since'90

Christophe Le Caillec was named Chief Financial Officer of American Express in August 2023. He oversees the company's financial operations worldwide and is a member of the American Express Executive Committee.

As an officer of the company, he plays an important role in developing the strategic direction for American Express and represents the company to the financial community.

Prior to being named CFO of American Express, Christophe was Deputy CFO. In this role, he partnered closely with the Executive Committee to drive the company’s financial performance, and also led the Corporate Planning team, as well as Risk, Technology, and the Global Services Group Finance functions.

Christophe joined American Express in 1997 and has held several global business roles of increasing leadership in Paris, Sydney, Singapore, London, and, most recently, New York. Recent roles include CFO for the American Express Global Consumer Business, where he led teams across 10 different countries and managed all financial aspects of the Consumer business.

Christophe holds a Master’s in Management from Audencia Graduate Business School.

He lives in Manhattan with his wife Veronique, and they have two children.

Portrait

Rafael Marquez, President, International Card Services

Colleague Since'99

Rafael Marquez is President of International Card Services. In this position Rafa is primarily responsible for driving financial results and unlocking growth strategies for the company’s international issuing activities.

Rafa joined American Express Mexico in February 1999 and has served in multiple positions in the organization, among them VP for Small Business Services International, VP of Acquisition, Strategic Partnerships and Small Businesses for the Mexican market, Country Manager of Spain and SVP of Proprietary Consumer Services, Western Europe. He then became Senior Vice President, UK Country Manager, as part of the OneEurope organization and he was then appointed as EVP of Consumer Europe, Joint Ventures EMEA, and ICS Member Engagement. Most recently, Rafa served as the President of International Consumer Services and Global Loyalty Coalition.

Before joining American Express, he worked for ScotiaBank and BBVA Bancomer in Mexico.

Born in Seville, Spain, he and his wife Cecilia live with their four children in London. He holds a BE Industrial Engineering degree from Universidad Panamericana and an Executive MBA from IPADE.

Portrait

Anna Marrs, Group President, Global Commercial Services and Credit & Fraud Risk

Colleague Since'18

Anna Marrs is Group President of Global Commercial Services and Credit & Fraud Risk at American Express. She is responsible for the company’s B2B payments, working capital and AP automation and spend management businesses serving small, mid-sized, large, and global companies around the world. Anna is also responsible for leading the team that oversees credit quality and fraud controls at American Express, helping to drive growth for the company by delivering continued best-in-industry credit and fraud results.

Anna is a member of American Express’ Executive Committee, which is responsible for developing the company's strategic direction and driving business performance. She joined American Express in September 2018 as President, Global Commercial Services.

Prior to American Express, Anna was based in Singapore, where she was Standard Chartered’s Regional CEO for ASEAN and South Asia and the head of the bank’s Commercial and Private Banking divisions globally. She joined Standard Chartered as Group Head of Strategy and Corporate Development in 2012.

Before Standard Chartered, Anna was a Partner in McKinsey & Company’s Banking Practice, based in London. Before joining McKinsey, she was the CEO of a financial information company. She started her career at D. E. Shaw, a New York-based investment firm.

She serves as co-chair of the International Advisory Board for the non-profit organization British American Business. She was named to Barron’s 100 Most Influential Women in U.S. Finance list in 2021.

Anna holds an MBA from London Business School and an undergraduate degree from Northwestern University in Chicago. She lives in New York with her husband and two children.

Portrait

Glenda McNeal, President, Enterprise Strategic Partnerships

Colleague Since'89

Glenda McNeal has enjoyed an extraordinary career, including nearly three decades of outstanding leadership at American Express. As President, Enterprise Strategic Partnerships, she defines American Express’s partnership strategy and leads the key initiatives and negotiations for the company’s strategic relationships, including the largest travel, e-commerce, technology, and retail partners. In her role, she provides strategic guidance on partnership opportunities and ensures access to key relationships with a focus on delivering revenue growth, creating differentiated value, and improving customer engagement.

Prior to this role, Glenda was Executive Vice President and General Manager of the Global Client Group and Strategic Partnerships where she was responsible for a portfolio of American Express’s largest global partners across diverse industries. In 2009, she led the formation and launch of the Global Client Group, transforming traditional local account management to an integrated relationship platform for the company’s largest global merchants.

Since beginning her career at American Express in 1989, Glenda has held roles of increasing responsibility across the card-issuing and network businesses, including positions in business development, strategy, sales and client management, and marketing. She was instrumental in leading the company’s innovative growth strategy into industries that traditionally did not accept credit cards, including quick service restaurants, healthcare, government, insurance, telecommunications, charities, and rent.

Glenda has significant board experience. She currently serves on the corporate boards of Nordstrom, Inc. and RLJ Lodging Trust. She is also a member of the board of directors for Global Business Travel, a joint venture company for American Express, a board member of the World Travel & Tourism Council and the Montclair Film Festival. Her prior board experience includes U.S. Steel Corporation, Vente-Privee US, PepsiCo Multicultural Advisory Board and several not-for-profit organizations. She is also a member of the Executive Leadership Council.

Glenda is a graduate of Dillard University and The Wharton School of the University of Pennsylvania. Prior to working for American Express, Glenda worked for Arthur Andersen & Company and Salomon Brothers.

Portrait

David Nigro, Chief Risk Officer, American Express

Colleague Since'88

David Nigro is the Chief Risk Officer of American Express and American Express National Bank (AENB), as well as head of the Global Risk and Compliance organization. He is also a member of the American Express Executive Committee, which develops the company’s strategic direction and determines its key policies.

As Chief Risk Officer, David is responsible for overseeing the company’s risk profile, ensuring safety and soundness, and maintaining the company’s control and compliance environments. He leads the teams that provide independent critical oversight and governance of enterprise risks. As part of these responsibilities, his teams also manage regulatory exams end-to-end along with the Global Privacy Program.

Previously, David was Chief Credit Officer for the U.S. Consumer business and EVP of Credit and Fraud Risk Capability responsible for risk management for U.S. Consumer Services. David has extensive experience in managing through business cycles and market discontinuity with a deep understanding of the consumer and small business lending industry. He led the enhancement and expansion of the company’s Financial Relief Programs globally and played a key role in delivering best-in-class credit performance both before and during the COVID-19 pandemic.

David started his career at American Express in 1988 as part of the U.S. Consumer Finance business analysis team and has served in various leadership roles of increasing importance across the finance, credit, fraud and risk management organizations globally.

David earned a Master’s in Business Administration in Finance from NYU and a Bachelor of Science in Business Administration from Villanova University. David currently lives in New York with his wife and their two daughters.

Portrait

Rick Petrino, Chief Operating Officer, American Express National Bank

Colleague Since'96

Rick Petrino is Chief Operating Officer (COO) of American Express National Bank (AENB) and a member of the AENB Board of Directors and American Express’ Executive Committee. In this role, Rick is responsible for the administration of programs and services provided by AENB in partnership with the CEO and other executive officers of the U.S. Bank and for ensuring that all aspects of the U.S. Bank’s activities are fully integrated into the way it operates the company’s U.S. businesses. He ensures ongoing compliance with laws and regulations governing U.S. Bank policies and procedures and is responsible for helping the AENB in attaining all established operational and financial goals.

Rick brings 23 year of experience with American Express to the role. He was previously the Chief Accounting Officer and Corporate Controller, where he partnered across the company to ensure financial integrity and a strong control environment through delivery of financial accounting, reporting, compliance, planning and advisory services.

Prior to this role, Rick served as Senior Vice President, Head of Global Operational Risk and Oversight. In this capacity, Rick had responsibility for key risk disciplines including, Enterprise Risk Management, Model Risk Management, Credit Risk Oversight, Operational Risk Governance, and Global Privacy Oversight. He earlier served as Senior Vice President, Global Capital Markets & Basel Program within the Treasury Organization. In this capacity, Rick had responsibility for Global Funding, Debt Investor Relations, Global Exposure Management, Direct Deposits, Non-Banking Legal Entity Management, and for managing the Company-wide Basel Program.

From 2007-2014, Rick was Senior Vice President of Corporate Planning and Investor Relations, serving as key advisor to the company's senior business leaders, including the CEO, CFO, and the Operating Committee. In addition to responsibilities including monthly results reviews, forecasting and annual and long-range planning, Rick also acted as the primary liaison between the company and two key financial constituencies, the investment community and rating agencies.

Rick has held various roles of increased responsibility since joining the company in 1996. Before joining American Express, Rick was an Assistant Vice President in the Controllers Group at CS First Boston and a Senior Accountant at KPMG Peat Marwick. Rick has a degree in accounting from Lehigh University and an MBA from NYU. He is also a CPA.

Portrait

Denise Pickett, President, Global Services Group

Colleague Since'92

Denise Pickett is president of the Global Services Group at American Express Company, a role she assumed in September 2019. She leads the company’s customer service, credit and fraud operations serving consumers, commercial clients and merchants around the world, as well as consumer travel and lifestyle services. She also oversees critical internal shared services including real estate, procurement and sales enablement. Denise is an officer of the company and a member of the Executive Committee.

Since joining American Express in 1992, Denise has held a series of progressively senior roles throughout the company. Previously, she served as Chief Risk Officer and President, Global Risk, Banking and Compliance for American Express, a role she assumed in February 2018.

Prior to that, she was Country Manager for American Express Canada and President and CEO of Amex Bank of Canada. Denise subsequently relocated to the United States where she served as President of American Express OPEN, the small business division, followed by President of U.S. Consumer Services.

Currently, Denise sits on the board of directors of TELUS, one of Canada’s largest telecommunications companies. She also serves as Vice Chair on the board of directors of the United Way of New York City.

Denise holds an MBA in marketing from the Schulich School of Business at York University and earned an Honours B.S.C. from the University of Toronto. She was named to Payment Source’s Most Influential Women in Payments in 2018.

Portrait

Ravi Radhakrishnan, Executive Vice President and Chief Information Officer

Colleague Since'22

Ravi Radhakrishnan is Executive Vice President and Chief Information Officer (CIO) of American Express Company. In this role, he oversees the Technology organization, which partners with the business to enable, support, and drive the company’s business growth and innovation. His responsibilities include leading the delivery and operations of technology capabilities, platforms, and services globally, as well as technology risk and information security.

Ravi is a member of the American Express Executive Committee and serves as an officer of the company. He also serves as the CIO and as an officer of American Express National Bank.

Ravi came to American Express in 2022 from Wells Fargo, where he most recently served as CIO for Commercial Banking and Corporate & Investment Banking, as well as interim Chief Information Security Officer for the firm. Since joining Wells Fargo in 2012 as the CIO of Capital Markets, he held a series of senior technology leadership roles, including Enterprise CIO, where he led application development teams that provided technology solutions for all lines of business (Consumer, Wholesale, and Wealth & Investment Management) and enterprise functions across the company. Throughout his tenure, Ravi's strategic impact included attracting, developing, and retaining strong senior technology talent; enabling business transformation through innovation, digitization, and automation; and establishing the operating model for key technology domains such as Digital, Payments, and Capital Markets. Ravi also led academia and industry research partnerships, including with the Stanford Institute for Human-Centered Artificial Intelligence, Stanford Platform Lab, and MIT-IBM Watson Artificial Intelligence Lab. In addition, he served as one of the leads for the firm’s Technology Diversity, Equity & Inclusion Council.

Previously, Ravi worked at Citigroup for 18 years, during which time he held various technology roles in Capital Markets and Investment Banking, including global head of Equities Technology & Electronic Trading Infrastructure; global co-head of Equities and Prime Services Technology; and global head of Markets Operations Technology.

Ravi holds a bachelor’s degree in computer science and engineering from College of Engineering, Guindy in Chennai, India, and a master’s degree in computer science from Rutgers University. He and his wife reside in New Jersey, and they have two adult daughters.

Portrait

Elizabeth Rutledge, Chief Marketing Officer

Colleague Since'90

Elizabeth Rutledge is the Chief Marketing Officer at American Express, overseeing global media, sponsorships, experiences, strategic brand planning, and customer insights. Elizabeth is passionate about providing the “Powerful Backing” of American Express and demonstrating what it means to colleagues, customers, and communities around the world.

Prior to becoming CMO and a member of the Executive Committee in 2018, Elizabeth held various product, marketing, and insights roles at American Express. Previously, she was Executive Vice President, U.S. Card Products and Benefits, leading American Express’ Consumer Charge and Lending portfolios, Co-Brand products, and Membership Rewards. Prior, she was Executive Vice President, Global Network Marketing and Information, where she delivered powerful marketing and insights to global merchants.

Elizabeth has been named one of Forbes World’s Most Influential CMOs, an AdAge Woman to Watch, and one of She Runs It’s Women of the Year. She is also the recipient of an Adweek Brand Genius Award and a Matrix Award from New York Women in Communications.

Elizabeth sits on the Board of Directors for the Association of National Advertisers, the Ad Council, the YMCA of Greater New York, and the MMA. She is also the Global Executive Sponsor of the colleague Disability Awareness Network at American Express.

She is a graduate of Princeton University and holds an MBA from New York University.

Portrait

Laureen E. Seeger, Chief Legal Officer

Colleague Since'14

Laureen E. Seeger is Chief Legal Officer of American Express Company, a position she assumed in July 2014. As the corporation’s chief legal officer, Seeger oversees the Law, Government Affairs, Global Security and Corporate Secretarial functions for American Express and its subsidiaries. Ms. Seeger is a member of the American Express Executive Committee and Enterprise Risk Management Committee.

Prior to American Express, Ms. Seeger served as Executive Vice President, General Counsel and Chief Compliance Officer of McKesson Corporation. Preceding her appointment in March 2006, Seeger was Vice President and General Counsel of McKesson Provider Technologies (MPT), McKesson’s health care information technology solutions business.

Before joining McKesson, Ms. Seeger was with the Atlanta law firm of Morris, Manning & Martin, LLP from 1992 to 2000, where she was Partner-In-Charge of the Technology Litigation Section, and was with the firm of Jones, Day, Reavis & Pogue from 1986 to 1992.

Ms. Seeger serves on the board of FTI Consulting, Inc., a global business advisory firm, the board of the Wisconsin Foundation and Alumni Association, and serves on the Executive Committee of the Association of General Counsel and is on the Board of Trustees of the Central Park Conservancy. Ms. Seeger previously served on the board of the California Chamber of Commerce, the board of Umpqua Holdings Corporation, and the board of the Bay Area Chapter of the American Heart Association.

She earned a law degree from the University of Wisconsin-Madison and received a Bachelor of Business Administration degree from the University of Wisconsin-Eau Claire.

She and her husband live in New York City, and together they have five children.

Portrait

Jennifer Skyler, Chief Corporate Affairs Officer

Colleague Since'19

Jennifer Skyler is the Chief Corporate Affairs Officer at American Express. In this role, she oversees public affairs and media relations, social media, colleague communications, reputational risk management and corporate social responsibility. She is a member of the Company’s Executive Committee, as well as Chairperson of the American Express Foundation.

At American Express, Skyler launched the company’s first Environmental, Governance and Social (ESG) Strategy and Framework, which encompasses three core pillars: Promote Diversity, Equity and Inclusion (DEI); Build Financial Confidence; and Advance Climate Solutions. This strategy was released in the company’s first ESG Report in the fall of 2020.

Additionally, to help small businesses as they recovered from the economic effects of the pandemic, Skyler and her team launched the Backing Historic Restaurants campaign, a $1 million grant program in partnership with the National Trust for Historic Preservation to support historic and culturally significant restaurants navigate the pandemic and shift toward recovery. Skyler’s Corporate Affairs & Communications function also played a key role in creating the Coalition to Back Black Businesses, a collaboration between American Express, the U.S. Chamber of Commerce and the nation’s four leading Black Chambers – the National Black Chamber of Commerce, National Business League, Walker’s Legacy and U.S. Black Chambers, Inc. – to award $10 million to support Black-owned small business recovery in the U.S. over the next four years. The program has supported more than 600 businesses to date.

Prior to American Express, Skyler served as Chief Communications Officer at WeWork, where she built a multi-disciplinary department that included communications, government relations, public affairs, strategic events, brand, and social impact. Before this, she ​launched and oversaw Facebook's consumer communications and data science teams and was responsible for the press strategy around key products and partnerships that encompassed news, sports, entertainment, and social good. She also worked at Polyvore, a company acquired by Yahoo, where she was the first public relations hire, leading communications and marketing strategies.

Skyler began her career in newsrooms, first at CNN, where she started as an executive assistant and rose through the ranks to become a White House producer. After working with Norah O’Donnell at MSNBC, Skyler became an anchor producer at the CBS Evening News with Katie Couric. At CBS, she was part of the team that was nominated for two Emmy Awards and won the Alfred I. duPont Award for political coverage during the 2008 election.

A graduate of the University of Michigan, Skyler majored in Communications Studies with a concentration in Japanese. She serves on the University of Michigan’s Tri-State NextGen Leadership Council, is a member of the Institute for Public Relations Board of Directors, is on the National Trust for Historic Preservation Board of Trustees, sits on the Board of All in Together, and is a member of the Arthur W. Page Society.

A native of Flint, Michigan, Skyler lives in New York City with her husband, Ed, and their three children.

Portrait

Anré Williams, Chief Executive Officer American Express National Bank, and Group President Enterprise Services American Express Company

Colleague Since'90

Anré Williams is Chief Executive Officer of American Express National Bank (AENB) and Group President, Enterprise Services, a role he assumed in April 2021.

As CEO of AENB, Anré oversees all aspects of American Express’ U.S. banking operation, which is responsible for approximately 60 percent of the company’s total billings and revenues. In addition, as Group President of Enterprise Services, Anré leads American Express’ largest shared services organizations that support the entire company globally, including its technology, digital capabilities, customer servicing, consumer travel, real estate, purchasing and enterprise transformation functions. The organizations he oversees comprise approximately two-thirds of the company’s total workforce.

Previously, he was Group President of American Express’ Global Merchant & Network Services (GMNS) organization responsible for managing relationships with the millions of merchants around the world that accept American Express Cards, as well as the company’s payments network, bank partnerships, international loyalty coalition programs, and relationships with its largest strategic partners.

Anré began his career at American Express in 1990 as a marketing manager in the Consumer Card division and then served for several years in the Small Business Services group, where he led new product development and advertising. In 1999, he joined the company’s Corporate Payments organization as a divisional vice president and was named President, Global Corporate Payments in 2007, responsible for marketing American Express’ commercial payment products to mid-size and large companies around the world. Anré was appointed President of Global Merchant Services in November 2011 and was named Group President, GMNS and a member of the company’s Executive Committee in February 2018.

Anré serves on the Board of Illinois Tool Works Inc. He is also a member of the Board of Advisors of The Wharton School and the USA Track & Field Foundation Board. 

He earned his BA from Stanford University and his MBA from the Wharton School at the University of Pennsylvania. Anré resides in South Orange, NJ with his family.