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Raymond Joabar

Executive Committee

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Raymond Joabar, Group President, Global Commercial Services


Colleague Since'92

Mr. Joabar is Group President of American Express’ Global Commercial Services (GCS) and Global Servicing organizations. His responsibilities include the company’s US small and medium enterprise and global commercial card portfolios, B2B payments, working capital and spend management businesses, and the company’s global customer service operations for consumers, commercial clients, and merchants.

Prior to this role, he served as Group President of Global Merchant & Network Services (GMNS). He has held many positions over his 33+ years at American Express – spanning multiple countries and lines of business – including Chief Risk Officer of both American Express and American Express National Bank and President of International Card Services, where he oversaw Global Travel and Lifestyle Services as well.

Mr. Joabar is a member of American Express’ Executive Committee and an Officer of American Express National Bank. Mr. Joabar holds a degree in electrical engineering from the University of Michigan and an MBA from Manchester Business School. He currently serves on the board of directors of Global Business Travel Group (GBTG) and the Lincoln Center Theater. He also sits on the U.S. Travel Association’s CEO Roundtable.