Our funding activities and liquidity planning are integrated into our asset-liability management activities. We finance our assets and growth principally through the following sources:

• Medium-term and long-term capital market sources:
• Senior unsecured notes
• Asset securitizations
• Bank notes (maturities greater than one year)
• Long-term committed bank borrowing facilities in select non-US markets
  
  
• Short-term money market sources:
• Commercial Paper
• Bank notes (maturities one year or less)
• Federal funds purchased
  
  
• Deposits:
  • Retail CDs and other deposits
  • Retail cash sweep accounts
  • Institutional/other