| Unit/Instrument | Moody's | S&P | Fitch | DBRS |
|
| American Express Company (AXP) | Long Term | A3 | BBB+ | A+ | A (high) |
| Short Term | P-2 | A-2 | F1 | R-1 (middle) |
| Outlook | Negative | Negative | Negative | Negative |
|
|
| American Express Travel Related Services (TRS) | Senior L/T | A2 | BBB+ | A+ | A (high) |
| Subordinated L/T | A3 | N/R | N/R | N/R |
| Short Term | P-1 | N/R | F1 | R-1 (middle) |
| Outlook | | Negative | Negative | Negative |
|
|
| American Express Centurion Bank (AECB) | Long Term | A2 | BBB+ | A+ | A (high) |
| Short Term | P-1 | A-2 | F1 | R-1 (middle) |
| Outlook | Stable | Negative | Negative | Negative |
|
|
| American Express Bank, FSB (AEFSB) | Long Term | A2 | BBB+ | A+ | A (high) |
| Short Term | P-1 | A-2 | F1 | R-1 (middle) |
| Outlook | Stable | Negative | Negative | Negative |
|
|
| American Express Credit Corporation (Credco) | Senior L/T | A2 | BBB+ | A+ | A (high) |
| Subordinated L/T | A3 | N/R | N/R | N/R |
| Short Term | P-1 | A-2 | F1 | R-1 (middle) |
| Outlook | Stable | Negative | Negative | Negative |
|
| American Express Overseas Credit Corporation Limited (AEOCC) | Senior L/T | A2 | BBB+ | N/R | N/R |
| Subordinated L/T | A3 | N/R | N/R | N/R | |
| Short Term | P-1 | A-2 | N/R | N/R |
| Outlook | Stable | Negative | | |
|
| American Express Canada Credit Corporation (AECCC) | Long Term | A2 | BBB+ | A+ | A (high) |
| | Outlook | Stable | Negative | Negative | Negative |
