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Commercial Paper

Commercial Paper

American Express Credit Corporation (CREDCO)

American Express Credit Corporation offers its commercial paper pursuant to the exemption from registration under the Securities Act of 1933, as amended, provided by Section 3(a)(3) thereof. Commercial paper notes are unsecured obligations, ranking pari passu with the Issuer's other unsubordinated and unsecured indebtedness.

Issuing Entity Instrument Moody's S&P Fitch DBRS
American Express
Credit Corporation
Senior L/T A2 A- A A (high)
Short-term P-1 A-2 F1 R-1 (middle)
Outlook Stable Stable Negative Stable
*Prospective investors should verify ratings prior to each investment

American Express Credit Corporation distributes its commercial paper through Citigroup Global Markets Inc and Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPFS), a subsidiary of Bank of America Corporation, to institutional and corporate investors.

Offered 1 to 270 days from settlement date.

Minimum Denomination
The minimum transaction amount is $100,000 with integral increments of $1,000 in excess thereof.

Rate Information
Commercial paper rates are available electronically to enabled investors on the following services:

Service Command
Bloomberg BOOM [go]

or by calling Citigroup Global Markets Inc at (212) 723-6252 or Merrill Lynch, Pierce, Fenner & Smith Incorporated at (646) 855-6333.

American Express Credit Corporation utilizes one Issuing and Paying Agent (IPA), JP Morgan Chase, - to settle its commercial paper transactions through the Deposit Trust & Clearing Corporation (DTCC).

Contact Information

Citigroup Global Markets Inc
390 Greenwich St
New York, NY 10013

Merrill Lynch, Pierce, Fenner & Smith
One Bryant Park, 4th Floor, Mail Code: NY1-100-04-00
New York, NY 10036
(646) 855-6333

American Express Credit Corporation
200 Vesey Street, Mail Code: 01-31-06
World Financial Center
New York, NY 10285
(866) 572-4944

Issuer Filings with the SEC